Alright I literally just got off the phone with them......(they DO have a toll free number kids

, might just have to sit on hold for a bit)
Here's what I ws told. You can move $ freely between sites and epass with no fee.
You HAVE to do an inital load before you start moving $ between sites and epass. You can't open an epass and not load it somehow before you use it either through a bank account or CC. In other words there's no way around an inital fee.
Additioal loads from a checking acct to epass is $2.
Sites that
I know accept epass currently are, Stars and Doyles. There very well might be more, I dunno. Open a poker room and click deposit and see what's there to choose from.
The accout activaton thing Allstar is what I'm waiting on. NT did the same thing. The few cents just hasn't hit my account yet. If you go to their (epass) home page you can log in with your user name and password, what happens from there however...Well your at the same point I am basically.
Keep in mind when you or whoever loads their account to keep in mind how you need to get your payment method changed on certain sites. For example Stars tells you to make a depo with epass and your account will be changed and all future cashouts will go to epass ....The minimum deposit on Stars through epass is $50....and epass is going to take $5 out as their charge, so you'll need to load more than $50 if you take that route. I spoke to Doyles and they said I just need to send an email to their accounting dept with my account # and they'll make the change in my Doyles acount.